Credit Rating Advisory
One of our core expertise, Finsun Advisors work as a bridge between the corporates seeking fresh rating or improvement in their credit rating from both domestic and international Credit Rating Agencies (CRAs).
Our team’s close to 15 years of experience in Rating Agency including as Rating committee member across Corporate and Banking/Finance can bring in immense value by getting the desired rating upgrades or saving them from downgrades by fine tuning the strategy. In-depth understanding of rating and key factors impacting the credit rating facilitates more efficient business decisions. The team has deep understanding of how the CRAs function and what can strengthen the credit profile of the company.
Our approach is highly distinguished as we first arrive at possible rating outcomes internally based on business and financial analysis, management meetings and plant visits. Based on our deep understanding of CRA, we place them with CRAs which have deep sectoral expertise of the sector along with Stable or Positive outlook on the sector.
Everything you need to know about Credit Rating
Credit Rating is an analysis of financial history of borrowing or lending and credit worthiness of the entity obtained from the statements of its assets and liabilities with an aim to determine their ability to meet the debt obligations.
Why Credit Rating is Important?
- It offers quantitative analysis of the creditworthiness.
- Helps investors to track the risk profile and take a wise and informed decision.
- Attract investors and improves presence across the corporate spectrum.
- Helps to raise money in times of need.
Trust our Process and Get the Result
We are a leading credit rating consulting and advisory firm that provides high-end analytical support to leading corporations in India. With sustainable competitive advantage arising from our reliable brand, unmatched credibility, in-depth understanding across the business sectors, and large customer base, we deliver unrivalled rating advisory and solutions that help companies improve their financial efficiencies.
Finsun industry expert analysts would perform the credit rating process as follows:
Understanding Rating Requirement
Firstly, we understand the credit rating requirement and expected outcomes. The financials, project details and other required details are shared by the company for doing primary analysis of the data.
Quantitative Analysis
We analyze historical financial statements and forecast financial statements/credit ratios adjusted for agency methodologies, stresses and/or business plan scenarios, as appropriate. Findings are shared with Management highlighting any critical issues or areas of ambiguity suggesting scope of improvements.
Management Discussion
We share the valuable insights with clients suggesting areas of improvement. The management is also prepared for rating agency interviews by providing draft questions with key messages to highlight credit strengths and address weaknesses, supplemented by mock interviews if required.
Preparation of Rating Discussion
We assist in the preparation of the supplementary material to provide to rating agency enabling them taking fair view on credit worthiness of the company.
Coordination with Rating Agency
We provide hand-holding while presenting and discussing your case against the opted rating agency. In-fact we work as partner to our clients for providing all required information to rating agency.
Credit Ratings Finalization
We advise clients on whether to appeal any aspect of the decision or accept the outcome and convert to a public rating as appropriate.
Why Us?
Finsun Advisors work as a bridge between the Corporates seeking rating and the credit rating agencies both domestic and international. Finsun Advisors team’s experience can bring in immense value by getting the desired rating upgrades or saving them from downgrades by fine tuning the strategy. In-depth understanding of rating and key factors impacting the credit rating facilitates more efficient business decisions
Comprehensive solutions across ratings advisory
We empower you with exhaustive research and analytics support across the ratings advisory value chain.
Seasoned Professionals
Our team of experts with strong ratings advisory background provides support by creating dynamic operating cash flow models that show indicative overall rating analysis
Experienced team to undertake complex tasks
Our highly experienced analysts provide support on various scenarios, including first-time ratings, rating upgrades, capital structure optimisation.
Industry Pioneers
With over years of experience working with firms, our team can support clients in all ratings considerations to develop a compelling credit story.
Our distinguished approach
- Information collection and preparation for rating exercise as per CRAs methodologies
- Internal assessment of credit strengths and weaknesses and possible rating outcomes
- Discussion with management on how to best present the case, providing inputs for improving financial and business strengths
- Selection of CRAs based on their sectoral knowledge, outlook for the sector and client requirements
- Fee Negotiation with selected CRAs
- Presentation to the CRA on behalf of management and submission of detailed report covering strengths and challenges
- Fixed and Outcome based fees